ur Leadership

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Madhan Mohan
Chief Operating Officer & Head - MSME

Mr. Madhan Mohan, as COO, leads all the Support functions of Swadhaar including Risk Management, HR & Training, Admin, Customer Service, Finance, IT & Operations and has oversight on the MSME vertical.

He comes with over 20 years of experience in the Retail Finance industry with focus on the self-employed segment (Micro and Small Enterprises). He has handled diverse roles encompassing all major functions of Business including Sales, Collections, Credit Policy & Underwriting, Fraud Control, Operations and Strategic Management. Starting his career with Citicorp in Collections he went on to work with ABN AMRO, Fullerton India Ltd., Sahayata Microfinance, Vistaar Finance and RBL Bank. He has been instrumental in setting up new geographical and functional teams within each organization across retail products like Credit Cards, Home Loan, Loan against Properties, Personal & Business Loans, Microfinance and MSME.

In the past Mr. Madhan has setup the Small Business Banking vertical in RBL Bank which now services self-employed and independent business owners across the Indian MSME landscape. He joined Swadhaar in August 2015 on secondment from RBL Bank.

Mr. Madhan has done his PGDBA from Loyola Institute of Business Administration Chennai.

Virender Sharma
Head – JLG

Mr. Virender Sharma leads the JLG vertical of Swadhaar and comes with over 20 Years of experience in the Retail Finance industry with focus on the JLG and individual Loans business.

Mr. Sharma has built businesses in diverse markets and client segment. He has expertise across the country with experience of both strategic thinking and frontline execution delivering market share and profit growth for the organization. He has built large business in Consumer Banking across Banks and MFI’s, spanning ICICI Bank, HSBC Bank, Barclays Bank and Jana Lakshmi. He has worked in leadership roles across varied functions in Product Management, Sales & Distribution, and Finance.

As Business Head for JLG, his core responsibility is to establish a robust client acquisition engine for the Swadhaar while building a stable and profitable asset portfolio with predictable and attractive returns.

Mr. Sharma is BE Electronics from Bangalore University, PGDBM from GSBA Gaziabad and Special Management Program from IIM Kolkata.